Does a dog impact homeowners insurance?

When adding your dog to your homeowners insurance, there is a chance that your premium will go up. This is especially true if the breed of your dog falls under the provider’s “breed list” which determines which breeds they will or will not cover, and which breeds are associated with higher premiums.

Do I need to tell home insurance about dog?

Yes, you should tell your homeowner’s insurance company if you have a dog. Homeowners insurance for dog owners will indemnify you against claims for damages as a result of your negligence, including dog bites and property damage.

Can homeowners insurance drop you because of a dog bite?

Homeowners insurance will only cover damages from a dog bite up to the policy limits. While different insurance policies have different limits, most are around $100,000. Severe dog bites can be fatal, and can cause damages that eclipse that amount.

Why does homeowners insurance ask about dogs?

Many homeowners insurance policies cover dog bites and other incidents. Your policy’s liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property. The breed of dog is a key factor when it comes to determining your homeowners insurance premium.

Why do insurance companies ask if you have a dog?

Does progressive discriminate against dog breeds?

Allstate, Amica, Farmers, Geico, Progressive, and State Farm do not have any specific breed restrictions. However, they may not cover you if your dog has a history of aggression.

Does homeowners insurance cover your dog attacking another dog?

Although some breeds are more dangerous than others, any dog can inflict a bite wound that could potentially require medical care. Homeowners insurance covers most dog bites, although those with aggressive dogs may want to consider additional liability or an umbrella policy.

Is Erie’s home insurance better than competition?

We believe the proof is in the policy. Our home insurance base policy includes many features that are better than a typical competition policy. 1 Talk to an agent about ERIE’s home insurance coverage. 1 The information is a summary and does not include all coverages and benefits available through an ErieSecure Home® policy or apply to all states.

Is Erie available in New York?

Actual savings vary. ERIE® life insurance products and services are provided by Erie Family Life Insurance Company, a member of Erie Insurance Group, and are not available in New York. See what our customers have said about ERIE’s home insurance and claims service.

Why choose Erie?

ERIE sells auto, home, business and life insurance through independent agents. See why people choose ERIE time and time again. Search by address. All ERIE agents speak English.

Why choose an Erie auto policy?

We help cover your life better. Whether it’s a minivan with eight seats, a sporty coupe with two – or even a motorcycle – we can help you protect it. Find out more about the extras that are available with an ERIE auto policy. There’s no place like it – and it’s yours, so make sure you protect it.